How to Finance a House Flip: 5 Funding Options Compared
Compare hard money, private money, HELOC, cash, and renovation loans for house flipping. Includes a comparison table on rates, LTV, speed, and requirements.
Read more →Plain-English guides on rental property math, financing strategies, and investing frameworks. Every article includes real numbers and links to free calculators.
Compare hard money, private money, HELOC, cash, and renovation loans for house flipping. Includes a comparison table on rates, LTV, speed, and requirements.
Read more →DSCR measures whether a property's income covers its debt payments. Learn the formula, see worked examples at different DSCR levels, and understand what lenders require.
Read more →Clear comparison of cash-on-cash return and cap rate using the same property. Learn how financing changes one but not the other, and when to use each metric.
Read more →The 1% rule says monthly rent should be at least 1% of purchase price. Learn when it works, when it fails, and what metrics to use instead in today's market.
Read more →A realistic Airbnb profitability analysis with a $350K property. Covers gross income, all operating expenses, break-even occupancy, and net cash flow projections.
Read more →Current hard money loan rates, points, LTV limits, and terms explained with cost comparison tables. Learn how to compare total financing cost across lenders.
Read more →Learn how to calculate after repair value using comparable sales. Covers comp selection, adjustments, and how ARV drives the 70% rule and BRRRR refinance math.
Read more →A detailed comparison of the BRRRR method and traditional buy-and-hold investing. See side-by-side returns on the same $200K property over 5 years with real numbers.
Read more →Learn how to calculate vacancy rate, what rates to expect by market type and property class, and how vacancy impacts your NOI and cash flow. Includes tables showing the financial impact on a $2,000/month rental.
Read more →Gross rent multiplier (GRM) is a quick way to compare rental property prices to income. Learn the formula, see worked examples, and understand when GRM is useful versus cap rate.
Read more →A step-by-step walkthrough for analyzing a rental property deal. Covers income estimation, expense budgeting, NOI, cash flow, cap rate, cash-on-cash return, and 5-year projections with a real $250K example.
Read more →Side-by-side comparison of DSCR loans and conventional mortgages for rental properties. Covers qualification, rates, documentation, property limits, and when to use each loan type.
Read more →Cap rate benchmarks vary by market, property type, and interest rate environment. See typical ranges for SFR, multifamily, STR, and commercial properties across gateway, secondary, and tertiary markets.
Read more →Learn the typical down payment requirements for investment properties: 15-25% conventional, 20-30% DSCR, and creative strategies. See how down payment size affects your cash-on-cash return and DSCR.
Read more →The amortization formula explained in plain English. Payment comparison tables at different rates, how investment property rate premiums work, and down payment impact.
Read more →How to calculate Net Operating Income for rental properties. Formula, worked examples for single-family and multifamily, and why NOI matters for cap rate and DSCR.
Read more →How to use the 70% rule to calculate maximum allowable offer on a flip. Three worked examples at different price points, plus when experienced flippers adjust to 72-75%.
Read more →Average Airbnb occupancy rates by market type, seasonal patterns, and how to estimate occupancy for underwriting a short-term rental investment.
Read more →A data-driven comparison of Airbnb and long-term rental strategies using the same $300K property. Side-by-side numbers on income, expenses, cash flow, and ROI.
Read more →There are four ways to measure rental property ROI — cap rate, cash-on-cash return, total ROI, and IRR. Learn when to use each, see worked examples with real numbers, and understand what the results actually mean.
Read more →House flipping can generate substantial profits — or wipe you out. This guide covers how to find deals, run the numbers with the 70% rule, finance a flip, budget the rehab, and avoid common mistakes.
Read more →Cash-on-cash return measures how much cash a rental property earns relative to your actual cash investment. Learn the formula, see real examples, and understand what benchmarks to target.
Read more →DSCR loans let real estate investors qualify based on rental income — not personal income or W-2s. Learn the requirements, current rates, and how to structure your deal to qualify.
Read more →The BRRRR method lets you recycle your down payment across multiple rental properties. This guide walks through every step with real numbers, financing options, and what can go wrong.
Read more →Cap rate measures a rental property's income relative to its value. Learn the formula, see worked examples, and understand what makes a good cap rate by market and property type.
Read more →Put the theory into practice with our free, no-signup calculators.